Who do you recommend for trip insurance?
1. Allow enough time to do your homework. Ensure that you thoroughly read the policy wording and don’t make assumptions. This will allow you to understand exactly what you need for coverage and in the right time frame. Don’t wait until the last minute when you are rushed or making an emotional last minute purchase.
2. Policies have improved greatly to support the ever-changing pandemic. However, you should purchase Trip Cancellation as soon as you are book a trip.
3. If you have existing medical conditions (including COVID-19) when purchasing a policy there will likely be restrictions on coverage.
4. A little known fact for those shopping for last minute insurance – Policies purchased right before departure will have coverage restrictions. In short, the longer you wait to purchase insurance, the less likely you will be covered for a large range of incidents.